The Metamorphosis of the Insurance Industry
The reshaping of this index significantly impacts markets. The third Friday in September is more than another day on the calendar for the financial market. It’s one of the four days a year when the S&P 500 index undergoes a rebalancing. With $5.7 trillion of assets passively tracking it, the reshaping of this index significantly […]
Decoding Retirement
A Global Perspective. The concept of retirement varies drastically globally, coloured by diverse economic and cultural aspects. This article offers a comprehensive view of retirement ages across 45 countries in 2020, drawing on data from the Organisation for Economic Co-operation and Development (OECD) 2021 report.
Unravelling the S&P 500’s Tumultuous Journey
Worst Monthly Loss of the Year. The S&P 500, a benchmark for the broader U.S. economy, has been on a roller-coaster ride this year. After four consecutive weeks of decline, the index recorded its most significant monthly loss of the year. Closing September with a 4.93% decrease, following a 1.71% drop in August, the S&P […]
The Energy Matrix of 2022: A Global Overview
Global energy trends and their implications. In 2022, the world generated a staggering 29,165.2 terawatt hours (TWh) of electricity, a 2.3% increase from the previous year. This statistic, derived from the most recent Statistical Review of World Energy, triggers an intriguing question: what powered the world in 2022?
Congress Stuck in Stalemate
Impact on U.S. Federal Funding. Congress remained deadlocked over an agreement to fund the U.S. federal government for the coming fiscal year, which began on October 1. Historically, there’s no definitive correlation between government shutdowns and market returns, suggesting that investors should focus on their long-term plans rather than succumbing to the surrounding noise.
Embracing the Market: The Key to Successful Investing
Trusting the market and maintaining a consistent investment approach. Investing can be a tumultuous journey, mainly when market volatility is high. With countless opinions and predictions swirling around, it’s tempting to try and outguess the market. However, the key to successful investing lies in trusting the market and maintaining a consistent investment approach aligned with […]
Securing a £4.9m loan on a Central London Buy-to-Let property for a non-UK resident.
Key Details UAE Resident/UK Passport holder (Born in Russia) Purchase of ₤7,000,000 GBP London Facility of ₤4,900,000 secured London buy-to-let (BTL ) 70% LTV on Interest only basis No Assets Under Management (AUM) requirement 7-week turnaround from submission of documents to drawdown Client Profile GSB Private Finance was first introduced to this enquiry on 2 […]
Understanding Stock Market Fluctuations
Fluctuations between bull and bear markets are a natural part of its rhythm. The stock market is a complex creature, constantly shifting between periods of growth (bull markets) and decline (bear markets). From 1926 to June 2023, the S&P 500 index has weathered 18 bear markets. These are defined as a drop of at least […]
US Stock Market Returns: The Reward for Resilience
The US stock market has a fascinating distribution of returns that can be quite rewarding for the persistent investor. The nature of annual stock market returns is a paradox, unpredictable yet reassuring at the same time. This can discomfort investors during market downturns, but the consistent history of positive returns provides a comforting counterbalance.
Charting the Course: The Global Movement of Millionaires in 2023
In a politically fragile yet increasingly interconnected world, millionaires are “voting with their feet.” The global pandemic may have temporarily halted travel plans for many, including High Net Worth Individuals (HNWIs). Still, as life returns to normalcy, these affluent individuals are back on the move.