An Independent Private Office
Sustaining family wealth & legacy
A highly tailored stewardship model for families of substantial wealth, built on independence, governance and institutional discipline.
Our Purpose
We partner with families to develop confident, empowered stewards of capital, underpinned by institutional rigour.
01
Generational focus
Governance, education and a gradual transition of responsibility, so that wealth passes with purpose and shared understanding.
02
Independent by structure
We offer no in-house products and are not tied to any bank or provider. Recommendations across banks, managers and private investments are made in the family’s interests.
03
Disciplined in method
A written investment mandate, a disciplined allocation strategy, a documented manager selection framework, and reporting to corporate standard.
Who We Serve
Families of substantial wealth.
Our clients are typically professional, multi-generational families and family structures with substantial financial capital.
First Generation
Wealth creators approaching or in retirement, who are focused on sustaining wealth, well-being and legacy.
Second Generation
Adult children with their own lives and careers, who will inherit responsibility as well as financial capital.
The family as a whole
Families with a shared purpose and meaning, with goals and objectives that align across generations.
Where We Help Families
A framework that supports families to make a success of succession.
What families are working towards
Our role
1
Decisions made collectively, for the family, across generations.
Family councils and governance frameworks designed to enable collective decision making and determine shared values.
2
Children who are confident and capable, with the skills to be responsible stewards.
Next-generation education and mentoring, and oversight of a gradual succession process.
3
Knowing what can be spent and what can be given, with confidence.
Financial planning underpinned by cash flow modelling, working alongside the family’s tax advisers on tax planning and succession.
4
A single view of family wealth, rather than multiple, disjointed accounts.
Support across the whole balance sheet with a focus on achieving the family’s overall wealth objectives.
5
A relationship built on partnership, rather than product sales.
Recommendations across banks, managers and private investments, selected on merit and aligned with the family’s interests.
6
Clarity on what you pay, and why.
Benchmarking of the fees charged by banks, brokers and custodians, with negotiation on the family’s behalf where appropriate.
Our Stewardship Framework
A structured process we take families through
Built at the family’s pace, over months and years, rather than imposed in a single meeting.
Stage 01
Purpose, Values and North Star.
Establish shared meaning and purpose. Agree the family’s values and North Star.
Stage 02
Governance and Structure.
Investment Policy Statement formation. Regular family meetings to a set cadence.
Stage 03
Education and Stewardship.
Next-generation education and development, through a partnership-led approach.
Stage 04
Planning and Transition.
Wealth and estate planning, working with the family’s tax and legal advisers on gifting and structures. A gradual transition, not a sudden one.
Stage 05
Investment Management.
Investment strategy and portfolio management across public and private markets.
Preparing the next generation
The next generation inherits responsibility as well as capital.
We help adult children build the knowledge and confidence to become responsible stewards of family capital, through participation in the family council, structured education and a gradual transition of responsibility.
- Introduction to asset classes, covering equities, bonds and alternatives, and to asset allocation concepts of risk and return
- Insights on inflation and compounding, and the importance of maintaining the purchasing power of family capital
- Education on spending and budgeting, and the role of inherited portfolios within a longer-term financial plan
- How to have conversations with spouses and partners, and set expectations without causing conflict
- Understanding of the costs associated with investment portfolios, including bank and third-party charges
Start with an informal, introductory conversation.
Exploratory, confidential and without obligation.