Personal Finance: Should you gift wealth in your lifetime or wait until after?
Gifting between generations will increasingly become a lifeline for some. But when is the best time to do so? Planning to divide your wealth for a time you will no longer be around is a morbid topic. Although it is crucial to push past the uncomfortable thought and reflect on how your family will utilise […]
Inheritance Tax: All you need to know
With Inheritance Tax, there are some crucial factors to consider for a comprehensive understanding of the subject. GSB Wealth shall cover everything you need to know about inheritance tax and how to make the most of your hard-earned wealth for generations to come. Starting with the amount of money you intend to leave your loved […]
Retirement Planning: How to build a safer income by adding Index Life Insurance to your portfolio
Have you explored Index Life Insurance? A safe and secure retirement income has become more complex. Interest rates are on the floor. Fixed income yields have collapsed. The struggle for income has never been harder. But high net worth advisers are turning to a solution that’s been around since the 1980s. It’s called indexed universal […]
Personal Investment: Don’t get spooked!
Investing can be scary, and witnessing markets go up and down causes anxiety in most. It is impossible to plan with complete certainty, which can leave you feeling stressed. It’s also important to remember that this stress can lead to irrational choices, which could ultimately lose you money. If you want to be a successful […]
Personal Investment: What’s the best way to invest a lump sum?
For many individuals, receiving a lump sum is a key turning point. When markets are uncertain, as they are today, it can be difficult to know when to put the resulting cash windfall to work. Whether you sold your business, inherited a windfall, received your pension payment or maybe won the lottery, we want you […]
ESG: Environmental, Social and Governance investing is here to stay!
ESG investing is here to stay and has undoubtedly gained popularity recently. Not only did Covid-19 create a global health crisis, but it also put financial markets into a whirlwind. There is no doubt that the pandemic was an absolute tragedy. However, it has also highlighted the importance of shining a spotlight on companies that […]
Repatriation Services: Are you looking to return home to the UK?
Given what the last 18 months have thrown our way, paired with the tug on the heartstrings of not being as close as we wish to our loved ones during a global pandemic, it is no surprise that many are making the huge decision to return to the UK. We recommend planning as early as […]
World Financial Planning Day: Get on top of your personal finances
Today is World Financial Planning day. Today is designated to encourage everyone to get on top of their personal finances and learn how to manage their money better. So, let’s seize the day and help you get to grips with your finances. Here are a few top ‘starter’ tips. What are your goals? Make a list of […]
Private Banking: What is a Portfolio Loan?
What are portfolio loans, and does this approach to lending help you achieve your financial goals? What is a Portfolio Loan? A portfolio loan is an on-demand facility which enables clients to borrow funds in a fast and flexible way. The loan is typically secured against the value of an investment portfolio. For clients of […]
Why is it important to talk about money?
The importance of talking about money has never been more significant. Everyone’s situation is different, some have to tighten their spending a little, some have been able to save, while many have unfortunately found themselves unemployed, unable to pay their bills, and in some tricky situations. One thing remains the same: talking to those close […]