Fine Wine: An intriguing investment for uncertain times
Fine wine has enjoyed a sustained bull run, where, during market crises, investment has offered stability and diversification. The Liv-ex 1000, an index that tracks 1,000 of the world’s most-traded fine wines, gained 29.5% over the 18 months through the end of March. Many of the top wines in Burgundy have posted growth far higher […]
Digital Banking: Reshaping the future of financial services
Between evolving customer expectations and the pandemic-fuelled digitisation of the financial services industry, instant digital service has become the baseline expectation of today’s banking customers. Only a handful of industries have seen such a rapid evolution during the last three years with Technology, Analytics, AI and Blockchain finding new homes across the sector.
Blockchain and Crypto: What lies ahead?
Blockchain is a technology/software protocol that is generally a distributed database, meaning a ledger of transactions. This database is structured differently from typical databases. Instead of tables, the information is stored in blocks. The miners verify these blocks, otherwise known as nodes, and then cryptographically sealed, rendering them permanent and unchangeable. The blocks are then […]
Personal Finance: Create goals around your lifestyle
Financial success is a process that starts with setting a goal and planning well. It also requires confidence in your ability to make the right decisions at the right times. It’s easy to forget the fundamental principles of finance. These principles are timeless regardless of your age and circumstances. These same principles should be applied […]
Personal Finance: Fall in love with your Pension Pot
Maybe Valentine’s Week is the perfect time to rekindle your passion for saving and ensuring you can run off into the sunset with your pension. We have compiled some tips to help you maintain a long-term relationship with your pension funds. It’s crucial to plan long-term when saving for retirement. After all, it will take […]
Personal Finance: Reducing taxation in retirement
Retirement planning and handing down your pension can benefit the entire family, so include your children and grandchildren. Pensions and savings can be passed down to the next generation, like investment properties or family homes. When planning for retirement, you should consider your entire family and how your pension savings may benefit your loved ones.
Estate Planning: Leaving a business in your Will
It’s a good idea to plan for the future or consider how your family business would continue after your death. It’s beneficial and relatively simple to plan for the future so that your business thrives even when you are gone. You can also benefit from tax savings by incorporating Business Property Relief (up to 100%) […]
Global mobility: Future-proofing wealth strategy
The pre-conceived notion that many of our clients held about the security and status of their citizenship has irrevocably changed in the last few years. Almost every consultation starts with a client wanting to make a good investment while simultaneously resolving future travel, education and business opportunity challenges. During COVID-19, freedom of travel and protection […]
Professional Insurance: Seven (all too common) misconceptions about Professional Indemnity (PI)
This post covers common misconceptions about Professional Indemnity (PI) Insurance. We hope you find the explanations and information useful. If you would like to discuss this further, please get in touch. 1. FREE advice doesn’t mean you’re FREE from responsibility Many assume Professional Indemnity applies only to professionals who charge for their services. You may […]
Portfolio Diversification: How to manage market volatility
In uncertain times, diversification is crucial. Market volatility highlights the need to ensure your portfolio is diversified. The Dow Jones fell more than 1,000 points on Monday, 24 January 2022. The S&P 500, a larger gauge of the stock exchange, was in correction territory. This is a 10 per cent drop from its previous peak. […]