The pension that cost £48,000 before a single decision was made
How a UAE-based expat discovered his pension had been restructured without his knowledge, the adviser behind it held no valid licence, and what it took to rebuild from the ground up. Think your pension may have been mis-sold? Request a free review *Details have been anonymised and certain figures may have been adjusted to protect […]
£1.2M Bridging Refinance | Repossession Case Study
Our Private Finance team was approached by clients facing an urgent refinancing challenge on their primary residence, a substantial Grade II listed estate in Bedfordshire. With just two months remaining on an existing bridging facility, the clients were at risk of lender enforcement if the loan was not repaid. Their objective was simple: buy time […]
Returning to the UK: Structuring Wealth Before FIG Applies
The Situation: Planning a Return to the UK as an Expat A British professional couple based in Dubai were planning to return to the UK within the next few years. Financially, they were in a strong position. Structurally, however, their affairs were fragmented and unprepared for a UK return. They held: A mix of offshore […]
Case Study: A Smarter Approach to QROPS for Expats in Spain
In this case study, Partner from GSB Wealth, Mauro De Santis Bo discusses how he helped a client in Spain restructure their QROPS, reduce costly fees, and improve long-term pension growth—potentially saving hundreds of thousands over time Client Background: An expat living in Spain came to us for a pension review after concerns that his […]
Case Study: £3.3M Facility Secured with a UK Private Bank
GSB Private Finance was recently approached by a London-based couple to finance their regulated let-to-buy transaction with a simultaneous completion. Key Details: UK Residents / UK Passport holders Refinance of a principal residence at 75% LTV to allow the acquisition of a new primary residence in North London for ~£3,000,000 at 80% LTV. Both borrowers […]
Case Study: £2.2M property financing for self-employed UK resident
GSB Private Finance was recently presented with a complex lending enquiry – a prominent entrepreneur in the solar-energy industry seeking to purchase a new main residence, but with insufficient personal income, GSB had to deliver a bespoke solution. Key Details: UK Resident/UK Passport holders Acquisition of an off-market property and annexe in Hertfordshire for ~£3,000,000 […]
Case Study: $15M equity release financing solution for UAE resident
GSB Private Finance was presented with a unique challenge—a UAE resident and UK passport holder seeking equity release on an unencumbered property on Palm Jumeirah. Traditional local bank channels proved unviable, so GSB crafted a tailored solution that met the client’s complex needs and circumstances. Key Details: UAE Resident/UK Passport holders Equity release instruction on […]
Case Study: £25M Debt Facility GSB Private Finance
Key Details ₤25,000,000 complex debt facility, consisting of a ₤20,000,000 residential regulated mortgage for a new purchase, alongside a ₤5,000,000 buy to let (BTL) mortgage refinance. Client Profile – UK and UAE residents. Prime residential property purchase in Central London and BTL refinance on an existing property in central London. 70% loan to value (LTV) […]
GSB Private Finance – Case Studies (₤5,100,000 UK BTL portfolio loan re finance).
Key Details ₤5,100,000 buy to let loan re-finance facility to a Special Purpose Vehicle (SPV) with multiple entities held within. UBO – UAE Resident/UK Passport holder with no income outside of property portfolio Total of 33 residential properties held within the SPV, with a combined value of ₤8,500,000 60% LTV on Interest only basis Consolidation […]